BEGIN:VCARD
VERSION:3.0
N:Lown;Ryan;A.;;
FN:Ryan A. Lown
ORG:Phillips Lytle LLP;
TITLE:Partner
EMAIL;type=INTERNET;type=WORK;type=pref:rlown@phillipslytle.com
TEL;type=WORK,VOICE:(585) 238-2056
TEL;type=WORK,FAX:(585) 232-3141
ADR;type=WORK:;;100 S Clinton Avenue\nSuite 2900;Rochester;NY;14604-1846;
NOTE:\n
URL:http://www.phillipslytle.com
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;
END:VCARD